Adam Malcolm

My team and I work with families to develop comprehensive and holistic financial plans to cover all areas of their financial lives, collaborating together to develop a deep relationship based on confidence, understanding you, your family, your goals, and implementing what we call our '5-Star Plan' approach.



What is a '5 star plan'?



The '5 star plan' covers 6 key areas of your financial life:



Cash Flow and Liquidity

Risk Protection, and Insurance coverage

Planning for major expenditures

Optimizing retirement and becoming financial independent

Ensuring your legacy for the next generation and your community

Optimizing your business for growth, wealth creation, and eventual sale or succession planning. (if applicable)



Life will always throw us curveballs, so my team and I take a “What If?” approach to planning, ensuring all our families are protected against market volatility, increased inflation, longevity risk, even worst-case scenarios like death, illness, or disability.



As a member of the Canadian Association of Gift Planners (CAGP), and a holder of the Master Financial Advisor – Philanthropy (MFA-P) designation, charitable giving is a core part of who I am. I am active in the Toronto arts scene and a key member on the board of directors for several charities, I make giving back to the community – through dollars or through time – that core discussion of any “5-Star Plan”.