CARLOS RIOS
CFP®, RRC™, MBA 
Executive Financial Consultant
Investors Group Financial Services Inc.
About —
I arrived in Canada in 2003 as an immigrant from Colombia, with my MBA and a Bachelor’s degree in Finance and a proud father of two boys.
I started my career in the financial industry, helping professionals, diplomats, and business owners to navigate through their challenges, opportunities and life events that they would face every day, as I would.
I feel grateful for the opportunity to use my extensive knowledge, experience and skills to help Canadians achieve true financial well-being
Team —
A real financial plan
Associations and Community —
Associations
- Certified Financial Planner designation, FP Canada
- 2021 - Present
Community
- Register Retirement Consultant, The Canadian Institute of Financial Planning
- 2017 - Present
general inquiries —
2 Gurdwara Road, Suite 500
Nepean, ON K2E 1A2
Get Directions
Let’s talk —
The Living Market podcast with host Philip Petursson
A weekly synopsis of market themes and trends
LISTEN NOWtrending advice & stories
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As we wave goodbye to 2023, we can also expect to bid adieu to some of the key events of the year that made it especially challenging for the markets. The central bank interest rate rises, which brought about a mini banking collapse early in the year, appear to have come to an end, while inflation is moving toward target levels.
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How do rising interest rates affect you?
Anyone with a variable rate mortgage in Canada understands the impact of rising interest rates. A rate hike can either cause borrowers’ debt payments to climb or reduce the amount of principal their mortgage payments pay off. Interest rate rises are caused when the Bank of Canada decides to increase its overnight rate, which is a short-term interest rate that factors into lending costs. Depending on the economic circumstances, interest rates can rise substantially over a year.
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A list of tax-related dates, including when you can expect to receive various tax slips, as well as deadlines for RRSP contributions and tax filing.
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